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Plan Details     Standard School District, Bakersfield CA
Current Status: Active

Fixed Annuity (F)

A fixed annuity is an annuity wherein the issuer (usually an insurance company) guarantees both the interest rate paid on invested dollars and the return of principal. The issuer guarantees that a minimum rate of interest will be paid on the annuity, but the actual rate of interest credited to the annuity is typically higher than the guaranteed rate. All of the premium payments that you make to the issuer will then compound (tax deferred) at least at this guaranteed rate of return, subject to the claims-paying ability of the annuity issuer.
Fixed Index Annuity (FI)

A fixed index annuity is a fixed annuity that is designed to mirror the performance of a stock market index (the Dow Jones or S&P 500, for instance). Fixed index annuities can provide returns that exceed those of traditional annuities, however are generally considered to offer lower returns than direct investment in common stock.
Variable Annuity (VA)

A variable annuity is a type of annuity that has a variety of investment options (called subaccounts) available for your selection. When you purchase a variable annuity, the annuity issuer offers you a choice of investment portfolios into which you can allocate your premiums. The investment choices may include general equity stocks, balanced portfolios, bonds, and other specialty investments, such as international stocks. Unlike a fixed annuity in which the issuer guarantees that a minimum rate of interest will be paid on your investment in the annuity, the issuer of a variable annuity does not guarantee or project any rate of return on the underlying investment portfolios. You, as the purchaser of the annuity, assume all risk on the underlying performance of the investment subaccounts that you select. Your return may be greater than or less than that of a fixed annuity.
Investment Advisory Services (RIA)

Investment advisory services work directly with the participant (either face-to-face or through telephone/internet communication). Investment advisory services will provide an array of services, ranging from general advice on retirement planning to specific counsel and, in some cases direct management of investments on your behalf. Investment advisory services are often obligated to abide by SEC regulations, and may be subject to criminal penalties for providing false or fraudulent counsel.
Mutual Funds (MF)

A mutual fund is an investment company that pools money from many people and invests it in stocks, bonds, or other securities. Each investor owns shares; each share represents a tiny portion of each individual security held by the fund. An investment professional handles the purchase and sale of individual securities in the fund, based either on an index or on his or her professional expertise. Investors may buy shares (or portions) directly from the fund or through brokers, banks, or financial planning or insurance professionals.
Great American Insurance Group, a trusted leader in the 403(b) and 457 markets for over 30 years is a financial services company dedicated to providing retirement solutions to school employees. As a financially strong, American-owned company, Great American provides opportunities and value-add programs to help educators in and out of the classroom. With quality products and excellent service we are poised to offer retirement solutions for your school. Please contact our Direct Connect Team at (800) 438-3398, ext. 17197 for more information.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company that specializes in providing retirement plan products and other financial products and services to healthcare, educational, governmental and other nonprofit employers and their employees. With more than $36 billion in retirement assets1 under administration encompassing 20,000 employer groups2, MLR, as an industry leader, helps millions of employees plan and save for their retirement every day.

1 LIMRA Not-for-Profit Report, 3rd Qtr. 2013
2 MetLife Payroll Slot Report Data as of 3/31/2013
Our promise? To work with you to build a strong financial future. We have always believed in helping people like you, families like yours, to protect and preserve their financial security. Since 1845, we’ve been making sure our clients are prepared for whatever life has in store and that we will be there to help them face the future with confidence. We appreciate that we are being trusted with your most important assets, your family and your business. We take that responsibility seriously. For nearly 170 years, we’ve kept our promises to our customers. Keeping our promises to policy owners is just good business. Taking the actions needed to make sure we can deliver has helped us earn the highest possible ratings currently awarded to any life insurer for financial strength from each of the four credit-rating agencies. Out of roughly 1,000 life insurers doing business in the United States today, New York Life is one of only three to earn that distinction.
OppenheimerFunds, Inc. has been helping plan participants achieve their financial goals since 1960, and have been offering 403(b)(7) plans since 1983. We are one of the nation’s largest and most respected asset management firms. Our 403(b) plan offers a flexible, long-term savings solution, solid investment options and investor services and support. All 403(b)(7) participants have access to oppenheimerfunds.com or can call OppenheimerFunds Retirement Plans Services at 800.835.7305 for assistance.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc. RPL0005.192
For more than 40 years, Security Benefit has helped education employees travel down the path To and Through Retirement®. Let us help you take the first step and move in the right direction.
The Legend Group is a 403(b)/457(b) investment provider offering quality investment solutions like American Funds, Fidelity Advisor Funds, Oppenheimer Funds, BlackRock Funds, Waddell & Reed, and Security Benefit to name a few of the 80+ mutual fund families available through the Legend offering.The Legend Group has worked with employers to help their employees prepare for their retirement for nearly 50 years. Contact a Legend Group Financial Professional today.
VALIC is a leading provider of supplemental retirement plans to public school employees across the country. Our national network of financial advisors offer a full service approach to retirement planning. VALIC advisors will meet with you, at your convenience, and assist in the design and implementation of a personalized retirement plan to fit your needs.
Voya Financial has been helping K-12 school district employees become "retirement ready" for more than 40 years. From local representatives for one-on-one meetings, to a suite of online tools and educational resources, Voya Financial can help you work toward the retirement you deserve. For more information, please call (800) 525-4225.
(F) (FI) (VA) (RIA) (MF)
American Funds Service Company Representative(s)
for Standard School District, Bakersfield CA

Americo Financial Life/Annuity Representative(s)
for Standard School District, Bakersfield CA

Ameriprise Financial Services, Inc. Representative(s)
for Standard School District, Bakersfield CA

1-800-297-2012
Athene Annuity and Life (Aviva) Representative(s)
for Standard School District, Bakersfield CA

California Teachers Association (CTA) Representative(s)
for Standard School District, Bakersfield CA

Fidelity Management Trust Co. Representative(s)
for Standard School District, Bakersfield CA

Franklin Templeton Funds Representative(s)
for Standard School District, Bakersfield CA

Great American Insurance Group Representative(s)
for Standard School District, Bakersfield CA

1-800-854-3649
Industrial Alliance - (Sec.Ben.) Representative(s)
for Standard School District, Bakersfield CA

MetLife Representative(s)
for Standard School District, Bakersfield CA

MetLife  
Midland National Life Insurance Representative(s)
for Standard School District, Bakersfield CA

National Life Group (LSW) Representative(s)
for Standard School District, Bakersfield CA

1-800-732-8939
North American Co for Life and Health Representative(s)
for Standard School District, Bakersfield CA

NY Life Ins. & Annuity Corp. Representative(s)
for Standard School District, Bakersfield CA

1-800-225-5695
Oppenheimer Shareholder Svcs. Representative(s)
for Standard School District, Bakersfield CA

1-800-835-7305
Pacific Life Insurance Company Representative(s)
for Standard School District, Bakersfield CA

Security Benefit Representative(s)
for Standard School District, Bakersfield CA

1-800-888-2461
The Legend Group/ADSERV Representative(s)
for Standard School District, Bakersfield CA

1-877-819-7455
VALIC Representative(s)
for Standard School District, Bakersfield CA

VALIC  
1-888-569-7055
Voya Financial (Reliastar) Representative(s)
for Standard School District, Bakersfield CA

1-855-663-8692 or 1-800-584-6001


In accordance with California Education Code 25100, et seq., a complete list of the available vendors can be found at 403bcompare.com.


For any questions concerning your employers list of participating providers, please contact OMNI at 877-544-6664.


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