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Plan Details     Greenwood Lake UFSD, Greenwood Lake NY
Current Status: Active

Fixed Annuity (F)

A fixed annuity is an annuity wherein the issuer (usually an insurance company) guarantees both the interest rate paid on invested dollars and the return of principal. The issuer guarantees that a minimum rate of interest will be paid on the annuity, but the actual rate of interest credited to the annuity is typically higher than the guaranteed rate. All of the premium payments that you make to the issuer will then compound (tax deferred) at least at this guaranteed rate of return, subject to the claims-paying ability of the annuity issuer.
Fixed Index Annuity (FI)

A fixed index annuity is a fixed annuity that is designed to mirror the performance of a stock market index (the Dow Jones or S&P 500, for instance). Fixed index annuities can provide returns that exceed those of traditional annuities, however are generally considered to offer lower returns than direct investment in common stock.
Variable Annuity (VA)

A variable annuity is a type of annuity that has a variety of investment options (called subaccounts) available for your selection. When you purchase a variable annuity, the annuity issuer offers you a choice of investment portfolios into which you can allocate your premiums. The investment choices may include general equity stocks, balanced portfolios, bonds, and other specialty investments, such as international stocks. Unlike a fixed annuity in which the issuer guarantees that a minimum rate of interest will be paid on your investment in the annuity, the issuer of a variable annuity does not guarantee or project any rate of return on the underlying investment portfolios. You, as the purchaser of the annuity, assume all risk on the underlying performance of the investment subaccounts that you select. Your return may be greater than or less than that of a fixed annuity.
Investment Advisory Services (RIA)

Investment advisory services work directly with the participant (either face-to-face or through telephone/internet communication). Investment advisory services will provide an array of services, ranging from general advice on retirement planning to specific counsel and, in some cases direct management of investments on your behalf. Investment advisory services are often obligated to abide by SEC regulations, and may be subject to criminal penalties for providing false or fraudulent counsel.
Mutual Funds (MF)

A mutual fund is an investment company that pools money from many people and invests it in stocks, bonds, or other securities. Each investor owns shares; each share represents a tiny portion of each individual security held by the fund. An investment professional handles the purchase and sale of individual securities in the fund, based either on an index or on his or her professional expertise. Investors may buy shares (or portions) directly from the fund or through brokers, banks, or financial planning or insurance professionals.
AXA is one of the nation's leading providers of retirement savings plans, including 403(b) plans for public schools nationwide. What makes AXA unique in the public school marketplace is that its 403(b) TSA funding vehicles, as well as other retirement and protection products, are made available through the Retirement Benefits Group, a specialized division of affiliate AXA Advisors, LLC. Over 1,000 local dedicated financial professionals in the Retirement Benefits Group currently serve 15,000 public schools and over 650,000 employees. For more information about our services visit us at axa.com/myretirementgoal.
Foresters Financial™ is an international financial services provider with more than three million clients and members in the United States, Canada and the United Kingdom. With a history of more than 140 years, we provide retirement, savings and investment solutions as well as life insurance, that help families achieve their financial goals, protect their families and improve their communities. Foresters Financial Services, Inc. currently serves over 1,800 school districts throughout the United States. For more information, visit foresters.com, call 800 423 4026 or write to Foresters Financial Services, Inc. at 40 Wall Street, New York, NY 10005.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company that specializes in providing retirement plan products and other financial products and services to healthcare, educational, governmental and other nonprofit employers and their employees. With more than $36 billion in retirement assets1 under administration encompassing 20,000 employer groups2, MLR, as an industry leader, helps millions of employees plan and save for their retirement every day.

1 LIMRA Not-for-Profit Report, 3rd Qtr. 2013
2 MetLife Payroll Slot Report Data as of 3/31/2013
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company that specializes in providing retirement plan products and other financial products and services to healthcare, educational, governmental and other nonprofit employers and their employees. With more than $36 billion in retirement assets1 under administration encompassing 20,000 employer groups2, MLR, as an industry leader, helps millions of employees plan and save for their retirement every day.

1 LIMRA Not-for-Profit Report, 3rd Qtr. 2013
2 MetLife Payroll Slot Report Data as of 3/31/2013
OppenheimerFunds, Inc. has been helping plan participants achieve their financial goals since 1960, and have been offering 403(b)(7) plans since 1983. We are one of the nation’s largest and most respected asset management firms. Our 403(b) plan offers a flexible, long-term savings solution, solid investment options and investor services and support. All 403(b)(7) participants have access to oppenheimerfunds.com or can call OppenheimerFunds Retirement Plans Services at 800.835.7305 for assistance.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc. RPL0005.192
Voya Financial has designed Opportunity Plus - a tax-deferred variable annuity contract issued by Voya Financial (formerly ING Life insurance and Annuity Company) - specifically for the New York State public education faculty and staff. Local Voya Financial representatives are available to help you understand your choices, and work with you to review and adjust your plan to ensure it keeps pace with the changes in your life. Find your local Voya Financial representative at oppplus.beready2retire.com
(F) (FI) (VA) (RIA) (MF)
Ameriprise Financial Services, Inc. Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

Lawrence Rosen
PHONE:(914) 909 - 6470
EMAIL:Lawrence.J.Rosen@ampf.com
WEBSITE:http://www.ameripriseadvisors.com/lawrence.j.rosen

1-800-297-2012
AXA Equitable Life Insurance Company Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

Nicholas Galente
PHONE:(845) 475 - 3260
EMAIL:ngalente@aspire-financialgroup.com

Patrick Ford
PHONE:(845) 475 - 3254
EMAIL:patrick.ford@axa-advisors.com

1-800-628-6673
Faculty Services Corp. Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

1-845-297-0300
Foresters Financial (First Investors) Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

1-800-423-4026
MetLife Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

Thomas Sciarra
PHONE:(908) 656 - 4437
EMAIL:tsciarra@barnumfg.com

MetLife  
MetLife (FC) Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

Thomas Sciarra
PHONE:(908) 656 - 4437
EMAIL:tsciarra@barnumfg.com

Oppenheimer Shareholder Svcs. Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

1-800-835-7305
Voya Financial (Natl NY) Representative(s)
for Greenwood Lake UFSD, Greenwood Lake NY

Dawn Kot
PHONE:(800) 438 - 1272
EMAIL:dawn.kot@voya.com

1-800-584-6001

Effective July 1 2014, the following Service Providers are no longer authorized to establish new 403(b) accounts for this plan. Please note, Employees contributing to one of these service providers as of July 1, 2014 may continue their contributions without interruption.

Unity Mutual Life  
USAA Life Insurance Co.  
Vanguard Fiduciary Trust Co.  


For any questions concerning your employers list of participating providers, please contact OMNI at 877-544-6664.


Salary Reduction Agreement (SRA):
>  Online
>  PDF

Plan Transactions:
For assistance determining the proper service provider transaction form to submit for your situation, please review our Transaction Instructions page.
>  Loan
>  QDRO


Service Based Catch-Up Request:
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