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Plan Details     Maine School Administrative District No. 49, Fairfield ME
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Current Status: Active

Fixed Annuity (F)

A fixed annuity is an annuity wherein the issuer (usually an insurance company) guarantees both the interest rate paid on invested dollars and the return of principal. The issuer guarantees that a minimum rate of interest will be paid on the annuity, but the actual rate of interest credited to the annuity is typically higher than the guaranteed rate. All of the premium payments that you make to the issuer will then compound (tax deferred) at least at this guaranteed rate of return, subject to the claims-paying ability of the annuity issuer.
Fixed Index Annuity (FI)

A fixed index annuity is a fixed annuity that is designed to mirror the performance of a stock market index (the Dow Jones or S&P 500, for instance). Fixed index annuities can provide returns that exceed those of traditional annuities, however are generally considered to offer lower returns than direct investment in common stock.
Variable Annuity (VA)

A variable annuity is a type of annuity that has a variety of investment options (called subaccounts) available for your selection. When you purchase a variable annuity, the annuity issuer offers you a choice of investment portfolios into which you can allocate your premiums. The investment choices may include general equity stocks, balanced portfolios, bonds, and other specialty investments, such as international stocks. Unlike a fixed annuity in which the issuer guarantees that a minimum rate of interest will be paid on your investment in the annuity, the issuer of a variable annuity does not guarantee or project any rate of return on the underlying investment portfolios. You, as the purchaser of the annuity, assume all risk on the underlying performance of the investment subaccounts that you select. Your return may be greater than or less than that of a fixed annuity.
Investment Advisory Services (RIA)

Investment advisory services work directly with the participant (either face-to-face or through telephone/internet communication). Investment advisory services will provide an array of services, ranging from general advice on retirement planning to specific counsel and, in some cases direct management of investments on your behalf. Investment advisory services are often obligated to abide by SEC regulations, and may be subject to criminal penalties for providing false or fraudulent counsel.
Mutual Funds (MF)

A mutual fund is an investment company that pools money from many people and invests it in stocks, bonds, or other securities. Each investor owns shares; each share represents a tiny portion of each individual security held by the fund. An investment professional handles the purchase and sale of individual securities in the fund, based either on an index or on his or her professional expertise. Investors may buy shares (or portions) directly from the fund or through brokers, banks, or financial planning or insurance professionals.
AXA is one of the nation's leading providers of retirement savings plans, including 403(b) plans for public schools nationwide. What makes AXA unique in the public school marketplace is that its 403(b) TSA funding vehicles, as well as other retirement and protection products, are made available through the Retirement Benefits Group, a specialized division of affiliate AXA Advisors, LLC. Over 1,000 local dedicated financial professionals in the Retirement Benefits Group currently serve 15,000 public schools and over 650,000 employees. For more information about our services visit us at axa.com/myretirementgoal.
Great American Insurance Group, a trusted leader in the 403(b) and 457 markets for over 30 years is a financial services company dedicated to providing retirement solutions to school employees. As a financially strong, American-owned company, Great American provides opportunities and value-add programs to help educators in and out of the classroom. With quality products and excellent service we are poised to offer retirement solutions for your school. Please contact our Direct Connect Team at (800) 438-3398, ext. 17197 for more information.
Horace Mann understands the challenges educators face – it’s in our DNA. Founded by Educators for Educators® in 1945, Horace Mann is the largest financial services company focused on providing America’s educators and school employees with affordable auto, home and life insurance as well as retirement. We provide retirement products in more than 4,000 public school districts’ 403(b)/457(b) programs. Horace Mann Educators Corporation and its subsidiaries have more than $10 billion in assets and is consistently receive among the highest rankings from all four financial strength rating agencies. We have extensive knowledge of teachers’ state retirement plans – expertise that helps us provide teachers and school employees with a “big picture” view of how all their retirement benefits could work together. For questions, please call 1-800-677-2363.
Horace Mann understands the challenges educators face – it’s in our DNA. Founded by Educators for Educators® in 1945, Horace Mann is the largest financial services company focused on providing America’s educators and school employees with affordable auto, home and life insurance as well as retirement. We provide retirement products in more than 4,000 public school districts’ 403(b)/457(b) programs. Horace Mann Educators Corporation and its subsidiaries have more than $10 billion in assets and is consistently receive among the highest rankings from all four financial strength rating agencies. We have extensive knowledge of teachers’ state retirement plans – expertise that helps us provide teachers and school employees with a “big picture” view of how all their retirement benefits could work together. For questions, please call 1-800-677-2363.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company (MetLife) that specializes in implementing comprehensive defined contribution retirement plans for the nonprofit sector including educational, healthcare, governmental and other nonprofit employers. As a leader in the retirement services industry, our clients receive the best of both worlds — the institutional capabilities of one of the strongest and most respected financial service firms in the world coupled with personalized attention and a focus on the individual participant.
OppenheimerFunds, Inc. has been helping plan participants achieve their financial goals since 1960, and have been offering 403(b)(7) plans since 1983. We are one of the nation’s largest and most respected asset management firms. Our 403(b) plan offers a flexible, long-term savings solution, solid investment options and investor services and support. All 403(b)(7) participants have access to oppenheimerfunds.com or can call OppenheimerFunds Retirement Plans Services at 800.835.7305 for assistance.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc. RPL0005.192
PRIMERICA - a full service financial firm provides
  • retirement planning (403b, 401k, IRAs)
  • insurance - life, auto, home
  • long term care
  • children's educational funding
  • FNA - completely free financial assessment to establish goals and priorities
  • investment choices (among others) Legg Mason, Invesco, American Century, Fidelity
For more than 40 years, Security Benefit has helped education employees travel down the path To and Through Retirement®. Let us help you take the first step and move in the right direction.
VALIC is a leading provider of supplemental retirement plans to public school employees across the country. Our national network of financial advisors offer a full service approach to retirement planning. VALIC advisors will meet with you, at your convenience, and assist in the design and implementation of a personalized retirement plan to fit your needs.
Voya Financial has designed Opportunity Plus - a tax-deferred variable annuity contract issued by Voya Financial (formerly ING Life insurance and Annuity Company) - specifically for the New York State public education faculty and staff. Local Voya Financial representatives are available to help you understand your choices, and work with you to review and adjust your plan to ensure it keeps pace with the changes in your life. Find your local Voya Financial representative at oppplus.beready2retire.com
Voya Financial has been helping K-12 school district employees become "retirement ready" for more than 40 years. From local representatives for one-on-one meetings, to a suite of online tools and educational resources, Voya Financial can help you work toward the retirement you deserve. For more information, please call (800) 525-4225.
Voya Financial has been helping K-12 school district employees become "retirement ready" for more than 40 years. From local representatives for one-on-one meetings, to a suite of online tools and educational resources, Voya Financial can help you work toward the retirement you deserve. For more information, please call (800) 238-8458, ext. 7969860.
(F) (FI) (VA) (RIA) (MF)
Ameriprise Financial Services, Inc. Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-297-2012
AXA Equitable Life Insurance Company Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-628-6673
Great American Insurance Group Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-438-3398 x17197
Horace Mann Life Ins. Co. Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-999-1030
Horace Mann Retirement Advantage Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

MetLife Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

MetLife  
Oppenheimer Shareholder Svcs. Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-835-7305
Primerica Financial Service Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-544-5445
Security Benefit Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-888-2461
VALIC Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

VALIC  
1-888-569-7055
Voya Financial (Natl) Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

Voya Financial (Reliastar) Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-584-6001
Voya Financial (VRIAC) Representative(s)
for Maine School Administrative District No. 49, Fairfield ME

1-800-584-6001

Effective May 1 2018, the following Service Providers are no longer authorized to establish new 403(b) accounts for this plan. Please note, Employees contributing to one of these service providers as of May 1, 2018 may continue their contributions without interruption.

American Fund/Capital Guardian  
Conseco Insurance Company 3  
Fidelity Management Trust  
Fiduciary Trust Intl-Franklin Templeton  
Midland National Life Insurance  
Putnam Investments  


For any questions concerning your employers list of participating providers, please contact OMNI at 877-544-6664.


  Salary Reduction Agreement (SRA):
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For assistance determining the proper service provider transaction form to submit for your situation, please review our Transaction Instructions page.

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