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Plan Details     Monroe-Woodbury CSD, Central Valley NY
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Current Status: Active

Fixed Annuity (F)

A fixed annuity is an annuity wherein the issuer (usually an insurance company) guarantees both the interest rate paid on invested dollars and the return of principal. The issuer guarantees that a minimum rate of interest will be paid on the annuity, but the actual rate of interest credited to the annuity is typically higher than the guaranteed rate. All of the premium payments that you make to the issuer will then compound (tax deferred) at least at this guaranteed rate of return, subject to the claims-paying ability of the annuity issuer.
Fixed Index Annuity (FI)

A fixed index annuity is a fixed annuity that is designed to mirror the performance of a stock market index (the Dow Jones or S&P 500, for instance). Fixed index annuities can provide returns that exceed those of traditional annuities, however are generally considered to offer lower returns than direct investment in common stock.
Variable Annuity (VA)

A variable annuity is a type of annuity that has a variety of investment options (called subaccounts) available for your selection. When you purchase a variable annuity, the annuity issuer offers you a choice of investment portfolios into which you can allocate your premiums. The investment choices may include general equity stocks, balanced portfolios, bonds, and other specialty investments, such as international stocks. Unlike a fixed annuity in which the issuer guarantees that a minimum rate of interest will be paid on your investment in the annuity, the issuer of a variable annuity does not guarantee or project any rate of return on the underlying investment portfolios. You, as the purchaser of the annuity, assume all risk on the underlying performance of the investment subaccounts that you select. Your return may be greater than or less than that of a fixed annuity.
Investment Advisory Services (RIA)

Investment advisory services work directly with the participant (either face-to-face or through telephone/internet communication). Investment advisory services will provide an array of services, ranging from general advice on retirement planning to specific counsel and, in some cases direct management of investments on your behalf. Investment advisory services are often obligated to abide by SEC regulations, and may be subject to criminal penalties for providing false or fraudulent counsel.
Mutual Funds (MF)

A mutual fund is an investment company that pools money from many people and invests it in stocks, bonds, or other securities. Each investor owns shares; each share represents a tiny portion of each individual security held by the fund. An investment professional handles the purchase and sale of individual securities in the fund, based either on an index or on his or her professional expertise. Investors may buy shares (or portions) directly from the fund or through brokers, banks, or financial planning or insurance professionals.
American Century Investments® is proud to participate in the Omni Group’s Preferred Provider Program(P3). We specialize in helping K-12 employees with a direct approach to investing. We offer no load mutual funds, easy online enrollment and a dedicated team committed to helping you invest for the retirement you want.

As a privately controlled and independent company, we are empowered to do the right thing for our clients, and our success funds a greater purpose. Through our unique ownership structure, more than 40% of our profits support the Stowers Institute for Medical Research — a biomedical research organization dedicated to improving quality of life by researching and uncovering the causes, treatment, and prevention of gene-based diseases such as cancer.

Learn more at www.americancentury.com/workplace - 800-345-3533
Aspire is a full-service, open-architecture provider of 403(b) and 457 programs offering participants and plans the freedom to work with the investments, money managers and financial advisors of their choosing. Aspire403b.com's Plan Search feature makes it easy to start and complete the entire enrollment process and manage your account. Thousands of investments are available, including low cost mutual funds from hundreds of fund families. Participants can self-select or work directly with their financial advisor to assist in investment decisions. Smart retirement solutions by Aspire.
AXA is one of the nation's leading providers of retirement savings plans, including 403(b) plans for public schools nationwide. What makes AXA unique in the public school marketplace is that its 403(b) TSA funding vehicles, as well as other retirement and protection products, are made available through the Retirement Benefits Group, a specialized division of affiliate AXA Advisors, LLC. Over 1,000 local dedicated financial professionals in the Retirement Benefits Group currently serve 15,000 public schools and over 650,000 employees. For more information about our services visit us at axa.com/myretirementgoal.
Foresters Financial™ is an international financial services provider with more than three million clients and members in the United States, Canada and the United Kingdom. With a history of more than 140 years, we provide retirement, savings and investment solutions as well as life insurance, that help families achieve their financial goals, protect their families and improve their communities. Foresters Financial Services, Inc. currently serves over 1,800 school districts throughout the United States. For more information, visit foresters.com, call 800 423 4026 or write to Foresters Financial Services, Inc. at 40 Wall Street, New York, NY 10005.
Lincoln Investment is a broker/dealer and investment advisory firm with more than 45 years' experience. Our mutual fund Custodial platform offers investment choices that include over 65 mutual fund families. Over 2,500 mutual funds are available on two platforms: RetirementSOLUTIONS is Lincoln Investment's proprietary, commission-based platform for consolidating retirement accounts, RetirementSOLUTIONSPREMIER is Lincoln Investment's proprietary, fee-based platform which offers diversified mutual fund investment options, including no-load funds such as Vanguard Funds, and the ability to utilize professional money managers. We offer one-on-one investment counseling to help guide you to a sound financial future.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company (MetLife) that specializes in implementing comprehensive defined contribution retirement plans for the nonprofit sector including educational, healthcare, governmental and other nonprofit employers. As a leader in the retirement services industry, our clients receive the best of both worlds — the institutional capabilities of one of the strongest and most respected financial service firms in the world coupled with personalized attention and a focus on the individual participant.
PlanMember Services, for nearly three decades, provides a diverse selection of investment options including mutual funds (including Vanguard & Fidelity), fixed and variable annuities and professionally managed mutual fund advisory services through a PlanMember Program Representative. One consolidated application, salary reduction agreement and quarterly statements with access to account information online or through a participant call center. All participants are offered a complimentary plan and savings analysis along with an online retirement plan review annual check-up. Employee retirement solutions all in one package. Contact us at 800-874-6910 for a local PlanMember Program Representative in your area.
Our promise? To work with you to build a strong financial future. We have always believed in helping people like you, families like yours, to protect and preserve their financial security. Since 1845, we’ve been making sure our clients are prepared for whatever life has in store and that we will be there to help them face the future with confidence. We appreciate that we are being trusted with your most important assets, your family and your business. We take that responsibility seriously. For nearly 170 years, we’ve kept our promises to our customers. Keeping our promises to policy owners is just good business. Taking the actions needed to make sure we can deliver has helped us earn the highest possible ratings currently awarded to any life insurer for financial strength from each of the four credit-rating agencies. Out of roughly 1,000 life insurers doing business in the United States today, New York Life is one of only three to earn that distinction.
OppenheimerFunds, Inc. has been helping plan participants achieve their financial goals since 1960, and have been offering 403(b)(7) plans since 1983. We are one of the nation’s largest and most respected asset management firms. Our 403(b) plan offers a flexible, long-term savings solution, solid investment options and investor services and support. All 403(b)(7) participants have access to oppenheimerfunds.com or can call OppenheimerFunds Retirement Plans Services at 800.835.7305 for assistance.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc. RPL0005.192
PRIMERICA - a full service financial firm provides
  • retirement planning (403b, 401k, IRAs)
  • insurance - life, auto, home
  • long term care
  • children's educational funding
  • FNA - completely free financial assessment to establish goals and priorities
  • investment choices (among others) Legg Mason, Invesco, American Century, Fidelity
American Century Investments® is proud to participate in the Omni Group’s Preferred Provider Program(P3). We specialize in helping K-12 employees with a direct approach to investing. We offer no load mutual funds, easy online enrollment and a dedicated team committed to helping you invest for the retirement you want.

As a privately controlled and independent company, we are empowered to do the right thing for our clients, and our success funds a greater purpose. Through our unique ownership structure, more than 40% of our profits support the Stowers Institute for Medical Research — a biomedical research organization dedicated to improving quality of life by researching and uncovering the causes, treatment, and prevention of gene-based diseases such as cancer.

Learn more at www.americancentury.com/workplace - 800-345-3533
Aspire is a full-service, open-architecture provider of 403(b) and 457 programs offering participants and plans the freedom to work with the investments, money managers and financial advisors of their choosing. Aspire403b.com's Plan Search feature makes it easy to start and complete the entire enrollment process and manage your account. Thousands of investments are available, including low cost mutual funds from hundreds of fund families. Participants can self-select or work directly with their financial advisor to assist in investment decisions. Smart retirement solutions by Aspire.
AXA is one of the nation's leading providers of retirement savings plans, including 403(b) plans for public schools nationwide. What makes AXA unique in the public school marketplace is that its 403(b) TSA funding vehicles, as well as other retirement and protection products, are made available through the Retirement Benefits Group, a specialized division of affiliate AXA Advisors, LLC. Over 1,000 local dedicated financial professionals in the Retirement Benefits Group currently serve 15,000 public schools and over 650,000 employees. For more information about our services visit us at axa.com/myretirementgoal.
Foresters Financial™ is an international financial services provider with more than three million clients and members in the United States, Canada and the United Kingdom. With a history of more than 140 years, we provide retirement, savings and investment solutions as well as life insurance, that help families achieve their financial goals, protect their families and improve their communities. Foresters Financial Services, Inc. currently serves over 1,800 school districts throughout the United States. For more information, visit foresters.com, call 800 423 4026 or write to Foresters Financial Services, Inc. at 40 Wall Street, New York, NY 10005.
The Legend Group is a 403(b)/457(b) investment provider offering quality investment solutions like American Funds, Fidelity Advisor Funds, Oppenheimer Funds, BlackRock Funds, Waddell & Reed, and Security Benefit to name a few of the 80+ mutual fund families available through the Legend offering.The Legend Group has worked with employers to help their employees prepare for their retirement for nearly 50 years. Contact a Legend Group Financial Professional today.
Lincoln Investment is a broker/dealer and investment advisory firm with more than 45 years' experience. Our mutual fund Custodial platform offers investment choices that include over 65 mutual fund families. Over 2,500 mutual funds are available on two platforms: RetirementSOLUTIONS is Lincoln Investment's proprietary, commission-based platform for consolidating retirement accounts, RetirementSOLUTIONSPREMIER is Lincoln Investment's proprietary, fee-based platform which offers diversified mutual fund investment options, including no-load funds such as Vanguard Funds, and the ability to utilize professional money managers. We offer one-on-one investment counseling to help guide you to a sound financial future.
MetLife Resources (MLR) is a division of Metropolitan Life Insurance Company (MetLife) that specializes in implementing comprehensive defined contribution retirement plans for the nonprofit sector including educational, healthcare, governmental and other nonprofit employers. As a leader in the retirement services industry, our clients receive the best of both worlds — the institutional capabilities of one of the strongest and most respected financial service firms in the world coupled with personalized attention and a focus on the individual participant.
OppenheimerFunds, Inc. has been helping plan participants achieve their financial goals since 1960, and have been offering 403(b)(7) plans since 1983. We are one of the nation’s largest and most respected asset management firms. Our 403(b) plan offers a flexible, long-term savings solution, solid investment options and investor services and support. All 403(b)(7) participants have access to oppenheimerfunds.com or can call OppenheimerFunds Retirement Plans Services at 800.835.7305 for assistance.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc. RPL0005.192
PRIMERICA - a full service financial firm provides
  • retirement planning (403b, 401k, IRAs)
  • insurance - life, auto, home
  • long term care
  • children's educational funding
  • FNA - completely free financial assessment to establish goals and priorities
  • investment choices (among others) Legg Mason, Invesco, American Century, Fidelity
For more than 40 years, Security Benefit has helped education employees travel down the path To and Through Retirement®. Let us help you take the first step and move in the right direction.
VALIC is a leading provider of supplemental retirement plans to public school employees across the country. Our national network of financial advisors offer a full service approach to retirement planning. VALIC advisors will meet with you, at your convenience, and assist in the design and implementation of a personalized retirement plan to fit your needs.
Voya Financial has designed Opportunity Plus - a tax-deferred variable annuity contract issued by Voya Financial (formerly ING Life insurance and Annuity Company) - specifically for the New York State public education faculty and staff. Local Voya Financial representatives are available to help you understand your choices, and work with you to review and adjust your plan to ensure it keeps pace with the changes in your life. Find your local Voya Financial representative at oppplus.beready2retire.com
For more than 40 years, Security Benefit has helped education employees travel down the path To and Through Retirement®. Let us help you take the first step and move in the right direction.
The Legend Group is a 403(b)/457(b) investment provider offering quality investment solutions like American Funds, Fidelity Advisor Funds, Oppenheimer Funds, BlackRock Funds, Waddell & Reed, and Security Benefit to name a few of the 80+ mutual fund families available through the Legend offering.The Legend Group has worked with employers to help their employees prepare for their retirement for nearly 50 years. Contact a Legend Group Financial Professional today.
For more than a century, our blend of financial expertise, shared values and service to members has set us apart. As the nation's largest fraternal benefit society, we're here solely to help others. Every day, we make a difference through the:
  • Financial solutions we offer.
  • Member activities we support.
  • Resources we provide the Lutheran community and nonprofit organizations.
VALIC is a leading provider of supplemental retirement plans to public school employees across the country. Our national network of financial advisors offer a full service approach to retirement planning. VALIC advisors will meet with you, at your convenience, and assist in the design and implementation of a personalized retirement plan to fit your needs.
Voya Financial has designed Opportunity Plus - a tax-deferred variable annuity contract issued by Voya Financial (formerly ING Life insurance and Annuity Company) - specifically for the New York State public education faculty and staff. Local Voya Financial representatives are available to help you understand your choices, and work with you to review and adjust your plan to ensure it keeps pace with the changes in your life. Find your local Voya Financial representative at oppplus.beready2retire.com
(F) (FI) (VA) (RIA) (MF)
American Century Services LLC Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-345-3533
Aspire Financial Services Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-866-634-5873
AXA Equitable Life Insurance Company Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Armando Merino
PHONE:(845) 475 - 3265
EMAIL:amerino@aspire-financialgroup.com

1-800-628-6673
Brighthouse Life Ins (MetLife CT/Travelers) Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Barbara Corn
PHONE:(914) 372 - 2984
EMAIL:bcorn@barnumfg.com

Matthew Sullivan
PHONE:(914) 372 - 2860
EMAIL:msullivan2@barnumfg.com

Confidential Planning - MultiChoice Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-822-9968
Faculty Services Corp. Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-845-297-0300
Foresters Financial (First Investors) Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Brenda Hotaling
PHONE:(845) 561 - 3489 ext304
EMAIL:brenda.hotaling@foresters.com
WEBSITE:www.foresters.com

Darlene Pedrosa
PHONE:(845) 561 - 3489 ext319
EMAIL:darlene.pedrosa@foresters.com
WEBSITE:www.foresters.com

Nilay Patel
PHONE:(845) 561 - 3489 ext313
EMAIL:nilay.patel@foresters.com
WEBSITE:www.foresters.com

1-800-423-4026
FTJ Fundchoice, Inc Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-379-2513
GWN/Employee Deposit Acct Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Eric Gerstein
PHONE:(917) 449 - 1927
EMAIL:egerstein@gwnsecurities.com
WEBSITE:www.gwnsecurities.com

1-866-650-0132
Lincoln Investment Planning Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Michael LaMonda
PHONE:(877) 647 - 5650
EMAIL:mlamonda@lincolninvestment.com
WEBSITE:www.lincolninvestment.com

1-800-242-1421 ext. 4500
MetLife Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Barbara Corn
PHONE:(914) 372 - 2984
EMAIL:bcorn@barnumfg.com

Matthew Sullivan
PHONE:(914) 372 - 2860
EMAIL:msullivan2@barnumfg.com

MetLife  
Mutual Inc/PlanMember Services Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

William Devine
PHONE:(631) 467 - 2211 Ext220
EMAIL:bdevine@planmembersec.com
WEBSITE:planmember.com/bdevine

1-800-624-0062
NY Life Ins. & Annuity Corp. Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Eric Baumbach ChFC
PHONE:(631) 391 - 3478
EMAIL:Ebaumbach@eaglestrategies.com

Sandra Scanni
PHONE:(631) 327 - 5791
EMAIL:sscanni@ft.newyorklife.com

1-800-225-5695
Oldham Resource Group, Inc. Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-626-6106
Oppenheimer Shareholder Svcs. Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-835-7305
Primerica Financial Services Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-544-5445
RiverSource Life Insurance Co of NY Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Michael Carter
PHONE:(914) 253 - 0880
EMAIL:Micahel.B.Carter@ampf.com
WEBSITE:http://www.ameripriseadvisors.com/michael.b.carter

1-800-297-2012
ROTH - American Century Services LLC Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-345-3533
ROTH - Aspire Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-866-634-5873
ROTH - AXA Equitable Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-628-6673
ROTH - Faculty Services Corp. Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

ROTH - Faculty Services Corp.  
1-845-297-0300
ROTH - Foresters Financial (First Inv.) Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Brenda Hotaling
PHONE:(845) 561 - 3489 ext304
EMAIL:brenda.hotaling@foresters.com
WEBSITE:www.foresters.com

Darlene Pedrosa
PHONE:(845) 561 - 3489 ext319
EMAIL:darlene.pedrosa@foresters.com
WEBSITE:www.foresters.com

Nilay Patel
PHONE:(845) 561 - 3489 ext313
EMAIL:nilay.patel@foresters.com
WEBSITE:www.foresters.com

1-800-423-4026
ROTH - FTJ Fund Choice Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-379-2513
ROTH - GWN/Employee Deposit Acct Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Eric Gerstein
PHONE:(917) 449 - 1927
EMAIL:egerstein@gwnsecurities.com
WEBSITE:www.gwnsecurities.com

1-866-650-0132
ROTH - Legend Group/ADSERV Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-877-819-7455
ROTH - Lincoln Investment Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Michael LaMonda
PHONE:(877) 647 - 5650
EMAIL:mlamonda@lincolninvestment.com
WEBSITE:www.lincolninvestment.com

1-800-242-1421 ext. 4500
ROTH - MetLife Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

ROTH - Mutual/PlanMember Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-874-6910
ROTH - Oldham Resource Group Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-626-6106
ROTH - Oppenheimer Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-835-7305
ROTH - Primerica Financial Services Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-544-5445
ROTH - Security Benefit Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Mark Giordano
PHONE:(844) 993 - 6287
EMAIL:mgiordano@Focusfingroup.com
WEBSITE:www.nearetirementprogram.com

Ryan Russo
PHONE:(844) 993 - 6287
EMAIL:rrusso@focusfingroup.com
WEBSITE:www.nearetirementprogram.com

1-800-888-2461
ROTH - Valic Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-888-569-7055
ROTH - Voya Financial (Natl) Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Kimberly Contelmo
PHONE:(845) 483 - 7255
EMAIL:kimberly.contelmo@voyafa.com

1-855-663-8692 or 1-800-584-6001
Security Benefit Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Mark Giordano
PHONE:(844) 993 - 6287
EMAIL:mgiordano@Focusfingroup.com
WEBSITE:www.nearetirementprogram.com

Ryan Russo
PHONE:(844) 993 - 6287
EMAIL:rrusso@focusfingroup.com
WEBSITE:www.nearetirementprogram.com

1-800-888-2461
TEG Fed CU/TSA Contributions Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-845-452-7323 x1222
The Legend Group/ADSERV Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

KATHI DIORIO, CFP
PHONE:(201) 642 - 4012
EMAIL:kathidiorio@legendequities.com
WEBSITE:www.innovativefinancialplanning.com

MYRA ROSENBLATT, CFP
PHONE:(201) 444 - 6840
EMAIL:myrarosenblatt@legendequities.com
WEBSITE:www.legendgroup.com

1-877-819-7455
Thrivent Financial for Lutherans Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

1-800-847-4836
VALIC Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Robert Petrillo
PHONE:(518) 783 - 6464
EMAIL:robert.petrillo@valic.com

VALIC  
1-888-569-7055
Voya Financial (Natl NY) Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Jack Parise
PHONE:(845) 486 - 4197
EMAIL:john.parise@voyafa.com

Kimberly Contelmo
PHONE:(845) 483 - 7255
EMAIL:kimberly.contelmo@voyafa.com

1-800-584-6001
Waddell & Reed Inc. Representative(s)
for Monroe-Woodbury CSD, Central Valley NY

Richard V Lasala
PHONE:(475) 205 - 7017
EMAIL:RLASALA@WRADVISORS.COM
WEBSITE:www.waddell.com

1-888-923-3355

*Aggregators are highlighted with an asterisk. An aggregator is a 403 (b) service provider that offers annuity contracts or mutual funds of other investment providers. To start deductions, the participant must open an account with the aggregator and submit an SRA identifying the aggregator.

Effective July 1 2012, the following Service Providers are no longer authorized to establish new 403(b) accounts for this plan. Please note, Employees contributing to one of these service providers as of July 1, 2012 may continue their contributions without interruption.

Cadaret, Grant & Co.  
Capital Bank & Trust  
Diversified Investment Advisors  
Fidelity Management Trust Co.  
Mass Mutual VA  
MetLife (FC)  
Phoenix Home Life Ins. Co.  
Putnam Investments  
T. Rowe Price Trust Company  
Vanguard Fiduciary Trust Co.  
Wilton Reassurance Life Co of NY  


For any questions concerning your employers list of participating providers, please contact OMNI at 877-544-6664.


  Salary Reduction Agreement (SRA):
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For assistance determining the proper service provider transaction form to submit for your situation, please review our Transaction Instructions page.

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